Takaful Operators

1 CIMB Aviva Takaful Berhad

HQ Address:	Level 8, No. 338, Jalan Tuanku Abdul Rahman, 50100 Kuala Lumpur, Malaysia.
Telephone:	+603 2612 3600
Facsimile:	+603 2698 7035
E-mail:	enquiry@cimbaviva.com
Website:	www.cimbaviva.com
Internet Banking Web site: CIMB Clicks
Description:	-

2 Etiqa Takaful Berhad

HQ Address:	Level 19, Tower C, Dataran Maybank, No. 1, Jalan Maarof, 59000 Kuala Lumpur
Telephone:	+603 2612 5000
Facsimile:	+603 2698 1010
E-mail:	-
Website:	www.etiqa.com.my
Internet Banking Web site: -
Description:	-

3 Hong Leong Tokio Marine Takaful Berhad

HQ Address:	Level 5, Wisma Hong Leong, 18 Jalan Perak, 50450 Kuala Lumpur
Telephone:	+603 2164 2339
Facsimile:	+603 2163 0224
E-mail:	-
Website:	www.hltmt.com.my
Internet Banking Web site: -
Description:	-

4 HSBC Amanah Takaful (Malaysia) Sdn Bhd

HQ Address:	3rd Floor, Wisma Hamzah Kwong-Hing, No. 1 Leboh Ampang, 50100 Kuala Lumpur
Telephone:	1 800 88 9659 or +60 3 2096 5200
Facsimile:	+60 3 2031 5391
E-mail:	contacttakaful@hsbc.com.my
Website:	www.takaful.hsbcamanah.com.my
Internet Banking Web site: -
Description:	-
Complaints Unit
Department Name:	Channel Management
Address:	3rd Floor, Wisma Hamzah Kwong-Hing, No. 1 Leboh Ampang, 50100 Kuala Lumpur
Telephone:	+60 3 2096 5200
Facsimile:	-
Contact:	-
E-mail:	contacttakaful@hsbc.com.my
Website: 5 MAA Takaful Berhad HQ Address: 17th Floor, Menara MAA, Jalan Dewan Bahasa, 59460 Kuala Lumpur Telephone: +603 2146 8000 Facsimile: +603 2143 0033 E-mail: - Website: www.maatakaful.com.my Internet Banking Web site: - Description: - 6 Prudential BSN Takaful Berhad HQ Address: Tingkat 8A, Menara Prudential, 10 Jalan Sultan Ismail, 50250 Kuala Lumpur. Telephone: +603-2078 1188 (General line) Facsimile: +603-2072 6188 E-mail: customer@prubsn.com.my Website: www.prubsn.com.my Internet Banking Web site: - Description: - 7 Syarikat Takaful Malaysia Berhad HQ Address: 2nd Floor, Annexe Block, Menara Tun Razak, Jalan Raja Laut, P.O. Box 11483, 50746 Kuala Lumpur Telephone: +603 2693 3211 / 1 800 387180 (Tol Free) Facsimile: +603 2694 8950 / 2693 7076 E-mail: - Website: www.takaful-malaysia.com Internet Banking Web site: - Description: - 8 Takaful Ikhlas Sdn. Bhd. HQ Address: 9th Floor, Bangunan Malaysian Re, No.17, Lorong Dungun, Damansara Heights, Locked Bag 11094, 50990 Kuala Lumpur Telephone: +603 2084 1000 Facsimile: +603 2093 1192 E-mail: - Website: www.takaful-ikhlas.com.my Internet Banking Web site: - Description: -	www.takaful.hsbcamanah.com.my

Life Business

1 Allianz Life Insurance Malaysia Berhad F

HQ Address:	Level 23 & 23A, Wisma UOA II, 21 Jalan Pinang, 50450 Kuala Lumpur
Telephone:	+603 2162 3388
Facsimile:	+603 2162 6389 / 6720
E-mail:	-
Website:	www.allianz.com.my
Internet Banking Web site: -
Description:	-

2 AXA Affin Life Insurance Berhad

HQ Address:	8th Floor, Chulan Tower, No. 3, Jalan Conlay, 50450 Kuala Lumpur
Telephone:	+603 2117 6688
Facsimile:	+603 2117 3698
E-mail:	-
Website:	http://www.axa-affin.com/
Internet Banking Web site: -
Description:	-
Complaints Unit
Department Name:	Customer Care
Address:	8th Floor, Chulan Tower, No. 3, Jalan Conlay, 50450 Kuala Lumpur
Telephone:	+603 2117 6688
Facsimile:	-
Contact:	Normahida Che Mahmood
E-mail:	customer.care@axa-life.com.my
Website:	-

3 CIMB Aviva Assurance Berhad

HQ Address:	Level 11, No. 338, Jalan Tuanku Abdul Rahman, 50100 Kuala Lumpur, Malaysia.
Telephone:	+603 2612 3600
Facsimile:	+603 2698 7035
E-mail:	enquiry@cimbaviva.com
Website:	www.cimbaviva.com
Internet Banking Web site: CIMB Clicks 4 Great Eastern Life Assurance (Malaysia) Berhad HQ Address: Menara Great Eastern, 303 Jalan Ampang, 50450 Kuala Lumpur Telephone: +603 4259 8888 Facsimile: +603 4259 8000 E-mail: wecare@lifeisgreat.com.my Website: www.lifeisgreat.com.my Internet Banking Web site: - Description: - Complaints Unit Department Name: Complains Unit Address: Level 8, Complains Unit, Menara Great Eastern, 303 Jalan Ampang 50450 Kuala Lumpur Telephone: +603 4813 3738 Facsimile: +603 4259 8397 Contact: Ms Lau Sok Im / Ms Liu Kwai Lien E-mail: feedback@lifeisgreat.com.my Website: - 5 Manulife Insurance (Malaysia) Berhad HQ Address: Menara John Hancock, Jalan Gelenggang, Bukit Damansara, 50490 Kuala Lumpur Telephone: +603 2719 9228 Facsimile: +603 2094 0972 E-mail: - Website: www.manulife.com.my Internet Banking Web site: - Description: - Complaints Unit Department Name: Complaint Unit, Customer Service Centre Address: Menara John Hancock, Jalan Gelenggang, Bukit Damansara, 50490 Kuala Lumpur Telephone: - Facsimile: - Contact: Foong Yee Ping / Low Choon Hiong / Cheong Wan Yee / Haslina Harun / Faridah Ahmad E-mail: fyp@jhancock.com.my / lch@jhancock.com.my / cwy@jhancock.com.my / hh@jhancock.com.my / faridah@jhancock.com.my Website: - 6 Mayban Life Assurance Berhad HQ Address: Level 19, Tower C, Dataran Maybank, No. 1, Jalan Maarof, 59000 Kuala Lumpur Telephone: +603 2297 1888 Facsimile: +603 2297 1800 E-mail: - Website: www.maybank2u.com.my/consumer/online_insurance/index.shtml Internet Banking Web site: - Description: - 7 TM Asia Life (Malaysia) Berhad HQ Address: Tingkat 3 - 5, Bangunan Asia Insurance, 2, Jalan Raja Chulan, 50200 Kuala Lumpur Telephone: +603 2059 6188 Facsimile: +603 2072 3742 E-mail: - Website: www.tmasialife.com.my Internet Banking Web site: - Description: - 8 Uni.Asia Life Assurance Berhad HQ Address: Tingkat 8, Bangunan Uni.Asia, 16, Jalan Tun Tan Siew Sin, 50050 Kuala Lumpur Telephone: +60 3 2072 1775 Facsimile: +60 3 2031 4689 E-mail: - Website: www.uniasialife.com.my Internet Banking Web site: - Description: - Complaints Unit Department Name: Complaint Unit Address: Bangunan Uni.Asia, 16, Jalan Tun Tan Siew Sin, 50050 Kuala Lumpur Telephone: +60 3 20721 775/ Fax : +60 3 2031 8984 Facsimile: - Contact: Encik Patrick Lim Kok Poh E-mail: lkp@uniasialife.com.my Website: -

2. GENERAL INSURANCE

2. GENERAL INSURANCE

General insurance is basically an insurance policy that
protects you against losses and damages other than those covered by life
insurance. For more comprehensive coverage, it is vital for you to know about
the risks covered to ensure that you and your family are protected from
unforeseen losses.

The coverage period for most general insurance policies and plans is usually
one year, whereby premiums are normally paid on a one-time basis.

The risks that are covered by general insurance are:

* Property loss, for example, stolen car or burnt house

* Liability arising from damage caused by yourself to a third party

* Accidental death or injury

The main products of general insurance includes:

* Motor insurance

* Fire/ Houseowners/ Householders insurance

* Personal accident insurance

* Medical and health insurance

* Travel insurance

1. LIFE INSURANCE

We heard all the times about too many types of insurance policies without
really understand what they are and more importantly, what they protect. In
fact, there are only two main types of insurance, namely life insurance and
general insurance which covers different areas in your life.

1. LIFE INSURANCE

Life insurance is an insurance coverage that pays out a certain amount of
money to the insured or their specified beneficiaries upon a certain event such
as death of the individual who is insured. This protection is also offered in a
Family takaful plan, a Shariah-based approach to protecting you and your family.

The coverage period for life insurance is usually more than a year. So this
requires periodic premium payments, either monthly, quarterly or annually.

The risks that are covered by life insurance are:

* Premature death

* Income during retirement

* Illness

The main products of life insurance include:

* Whole life

* Endowment

* Term

* Investment-linked

* Life annuity plan

* Medical and health